1. Loans for durable working capital
Purpose |
Financing of durable working capital within the investment for significant increase of production or sales capacities. Multi-purpose use in realization of business activities. Improvement of balance structure. |
Users |
Domestic and foreign companies |
Period of use |
The longest 6 months starting from the day of reaching a decision on loan approval i.e. 12 months if it is connected to investment. |
Mode of use of assets |
- In the total amount or in several tranches: a) Loan is used by disbursement to the supplier’s account with the request for use and documents for disbursement (bill). b) Loan may be used partially by disbursement to the account of Loan users when justifiable reasons exist presenting documents for purpose of use. |
Repayment period |
36 months |
Mode of repayment |
Repayment of principal in equal monthly instalments (quarterly, semi-annually, annually) depending on client’s needs |
2. Long term loan with deposit cover
Users |
Domestic and foreign companies |
Loan amount |
In case of the placement in the same currency as the deposit, maximum loan amount may be 95% of the term deposit amount. In case of the cash deposit in the currency different from the placement amount, the proportion of the placement and the cash deposit may be maximally up to 80%. |
Mode of use of assets |
Depending on the specific features of the transaction which is the subject of financing |
Repayment period |
From 1 up to 7 years, depending on the period of making term deposit |
Mode of repayment |
Depending on the specific features of the transaction which is the subject of financing |